What Is PMI? Cost, How It Works and How to Get Rid of It
What is PMI? How private mortgage insurance works, what it costs per month, PMI vs FHA MIP, and how to remove PMI at 80% equity.

What is PMI? How private mortgage insurance works, what it costs per month, PMI vs FHA MIP, and how to remove PMI at 80% equity.

Closing cost calculator: estimate buyer closing costs and cash to close, see every fee explained, and learn how to lower your closing costs.

How much down payment do you need for a house? Minimums by loan type, down payment amounts by price, monthly cost comparison and where the money can come from.

First-time home buyer programs: FHA, VA, USDA and 3% down conventional loans, state down payment assistance grants and loans, and how to apply.

FHA vs conventional loan: down payment, credit score, mortgage insurance and cost compared side by side, and which loan fits your situation.

How to get pre-approved for a mortgage: pre-qualification vs pre-approval, documents needed, step-by-step process, what lenders check and what not to do after.

Property tax by state: the highest and lowest effective rates, what taxes cost on a $350,000 home, a property tax estimator and how to lower your bill.

Free mortgage refinance calculator: new payment, monthly savings, break-even point and total interest change, plus when refinancing makes sense.

Extra mortgage payment calculator: see how much interest and time you save by paying extra principal, plus biweekly payments and when to pay off early.

How to keep a Christmas tree alive longer: pick a fresh tree, make a fresh cut, use the right stand, water daily and keep it cool. Plus how long each tree type lasts.

What size Christmas tree do you need? Use our calculator and size chart to match tree height and width to your ceiling and floor space.

Free debt-to-income ratio calculator: find your front-end and back-end DTI, what lenders want, what counts as debt and how to lower your DTI.